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Welcome to our Home Loan Center

Are you looking to buy or refinance a home?

We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.

We take the angst out of the mortgage process. We are here to guide you through each step of the way. It's your choice how you begin. Choose the way that best fits your lifestyle. We meet with most of our clients in person, either in our branch or at your home or office. You are also welcome to explore our site without any obligation or disclosure of personal information, or if you want, you can begin with our secure online application process.

Here are the five EASY steps we suggest:

  1. Read about the loan products we offer to determine which might best suit your needs.
  2. Create a Log-in so that you can confidentially communicate your information or questions.
  3. Play with the calculator tools to see what payment amount would be comfortable for your budget.
  4. Apply online or call Peter Hart at 633-2061 or email: mortgage@ojaicommunitybank.com.
  5. Feel free to call or email Peter Hart with questions at any time during the process. We can explain the differences between the products and tailor a package for your situation.

Again, there is no obligation and we are happy to explore the options with you. This site is secure and your information will of course be kept confidential. We are here to personally help you through the entire home financing process.

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Learn More

Contact your local office to find out more about the products and services we can provide:

Ojai Community Bank
Santa Paula Community Bank, a division of Ojai Community Bank
Ventura Community Bank, a division of Ojai Community Bank